Task 1 — Xã hội & công nghệ

KHUNG TOEFL Task 1 — VAN DE XA HOI (45 giay) VI DU — DE: "Do you agree: schools should teach personal finance?" "I agree that schools should teach personal finance as a required subject. The main reason is that financial decisions — budgeting, debt, investment — affect everyone throughout their adult lives, yet most people learn about them only through making expensive mistakes. In my own experience, I graduated without understanding how compound interest worked or how to evaluate a loan. This led to some poor decisions in my mid-twenties that took several years to recover from. Looking back, a one-semester course would have prevented most of that. I can see the other side — some argue that financial education is more effectively delivered by parents or through lived experience — but I still think structured school instruction provides a baseline that not everyone receives at home." DE KHAC TRONG CHU DE XA HOI: "Is social media harmful to society?" → mostly harmful: comparison, distraction, misinformation "Should universities be free?" → yes: equity, public good, long-term investment "Should voting be compulsory?" → no: forced participation ≠ informed participation GHI CHU VE DONG Y/KHONG DONG Y: Neu ban dong y: lap truong > ly do > vi du ca nhan > nhuong bo ngan Neu ban khong dong y: khong dong y ro rang ngay cau dau, roi giai thich vi sao KHONG o giua: "There are advantages and disadvantages" = mat lap truong = mat diem